
đĄ ACCESS GRANTED: 2026 HDB EXIT INSIGHTS
Resale volume just plunged 9.8% across Singapore. History shows that when the volume goes, the price is next. Here's why..
Dear HDB Owners,
History is repeating itself and 90% of HDB owners are walking straight into a 'price trap' they won't escape for a decade.
Do you remember what happened between 2013 to 2019?
The government ramped up BTO supply to record highs.
The result?
HDB resale prices didn't just 'slow down'... they crashed and stayed at the bottom for seven agonizing years.

If you bought or held during that time, your wealth was frozen.
The entire HDB market entered a 'cooling phase' and the real damage wasn't just the price drop...
It was the 'Stagnation Trap'.
While HDB owners were waiting for a recovery that took 7 years to arrive, the Valuation Gap between HDBs and Private Property began to widen.
When the market finally moved again in 2020, those who stayed in HDBs found that Private Property prices moved faster and further.
Leaving them 'priced out' of the upgrade they had always planned.
Fast forward to 2026: The 'Supply Tsunami' has returned.
Look at the data from the past 12 monthsâŠ

Itâs not just a 'feeling', the numbers are screaming:
HDB Growth has hit a wall: Falling from a 12.5% peak in 2021 to a measly 2.9% in 2025.
Buyers are vanishing: Resale volume plummeted by 9.8% last year because 30,000 new BTO units with Shorter Wait Times (SWT) are stealing your buyers.
The First Cracks are showing: In Q4 2025, mature estates like the Central Area (-11.1%) and Ang Mo Kio (-7.6%) saw massive quarterly price drops.
The Brutal Truth?
You aren't just competing with your neighbor.
You are competing with 102,433 brand-new BTO flats launched between 2021 and 2025.
When the market is flooded with newer, subsidized, and modern flats, your older HDB becomes 'yesterday's news'.
As lease decay starts to bite, the pool of buyers willing to pay a premium for your unit is shrinking every single day.
In a stagnating market, HDBs are the first to hit the floor because of Lease Decay and Policy Caps.
If you wait for the 'perfect' time to sell, you aren't just risking a price drop.
You're risking being 'trapped' in an asset that can't keep pace when the private market eventually takes off again.
So.. What should we do?
STOP PLAYING THE "PUBLIC MARKET" GAMBLE AND START ENGINEERING YOUR WEALTH MIGRATION!
Hereâs the good news⊠there is a clear way through this supply shock.
At TheRightBuy, I help HDB owners navigate shifting markets using a data-backed framework that most agents simply don't have.
Just look at whatâs possible when you stop 'guessing' and start 'mapping'.
VK & MY: Upgraded from a 4-Room HDB to a 2BR Condo, profiting $365,000 in just 3 years.
Shan Wei & Cheryl: Upgraded from a 5-Room HDB to a 3BR New Launch, achieving a $413,000 gain in 3 years.
Whatâs the secret?
Itâs no longer just about 'buying low'.
In 2026, the secret is Asset Migration.
Itâs about identifying the specific 'Supply-Proof' developments that will thrive while the HDB resale market gets crushed by the BTO tsunami.

After countless nights of cross-referencing HDB lease decay data with upcoming land tenders...
Iâve refined the 'TheRightBuy 2026 Exit & Entry Framework'.
This isn't just a property search.
Itâs an equity preservation strategy.
For years, the property market felt like an uphill battle..
High interest rates and cooling measures kept you hesitant.
But while you were waiting, the market shifted under your feet.
Letâs look at the brutal reality of the HDB Resale Index:
2021: Prices surged 12.5% (The Golden Era).
2022: Growth slowed to 10.4%.
2023: It moderated further to 4.9%.
2025: Growth hit a wall at a mere 2.9%.
The trend isn't just 'stabilizing' - it's hitting a ceiling.
But here is the '2026 Twist' that most HDB owners will miss until itâs too lateâŠ
WHILE THE HDB MARKET DROWNS IN 102,433 NEW UNITS... A "RARE WEALTH WINDOW" HAS OPENED IN THE PRIVATE/EC SECTOR!
Three major factors are creating a 'Perfect Storm' for those ready to upgrade right now.
⊠but this window will likely slam shut by the end of the year:
The Interest Rate Pivot: Rates have finally stabilized, from 3.5% to 1.4% today.

Opening a massive 'Affordability Bridge' for HDB owners to jump to private property before prices re-accelerate.
While HDB supply is at an all-time high, private land tenders remain tight.
Scarcity drives value. Oversupply kills it.
So.. Howâs the private market in 2026?
Developers are pricing the current new launches to move volume now.
But as soon as the HDB exit volume picks up, these 'entry-level' private prices will vanish forever.
Remember October 2025? Over 2,400 units sold over launch weekends.
Those who hesitated were left behind, paying $100k - $200k more just weeks later.
History is about to repeat itself, but only for the right assets.
Hereâs why my 'TheRightBuy' approach is your unfair advantage.
The 'Exit Velocity' Audit: We don't just list your HDB.
We analyze the BTO pipeline within 2km of your block to find the exact month you need to sell to get the absolute peak price.
The Undervalued Map: I identify the Private/EC projects that are 'safe entry', allowing you to upgrade with a 'Safety Margin' already built-in.
My clients aren't just 'upgrading', they are protecting their wealth.
The HDB Upgrader who locked in $365K is now sitting in a supply-proof private home while their old neighbors watch their valuations stagnate.
The New Launch Investor who gained $463K now has the 'dry powder' to fund their children's education or retire 5 years early.
The First-Time Buyer who secured $216K in profits has already won the game of asset progression.
They didn't get lucky. They followed the data.
You could be next.
Are you ready to turn this 'Supply Crisis' into your greatest financial opportunity?
Letâs dig into my success case studies and explore how you can achieve the same results.

"WE BOUGHT FOR $1,1XX PSF WHILE THE PROJECT OPPOSITE WAS ASKING $2,XXX PSF - LOCKING IN $365K IN PROFITS."
VK & MY
Upgraded from 4-Room HDB to 2BR Condo
"Thanks to Marc, we understood the importance of upgrading and we decided to invest in a high-growth property that can meet both our own-stay and investment purposes. We were able to find a relatively new condo that is selling at $11xx PSF when the opposite upcoming new developments are selling for up to $2xxx PSF."

"MARC SOLD OUR JURONG HDB WITH A RECORD-BREAKING $60K COV AND GUIDED US INTO A $413K NEW LAUNCH GAIN."
Shan Wei & Cheryl
Upgraded from 5-Room HDB to 3BR Condo
"We were contemplating between a Resale and a New Launch, especially with new property prices being so high. After chatting with Marc, he clearly laid out the risks and opportunities of each option. His insights were spot-on. Marc also helped us sell our 5-room HDB in Jurong for a record-breaking price. We're so grateful to have him on this journey."

"UNLIKE OTHER AGENTS, MARC DIDN'T PUSH A PROJECT - HE TAUGHT US THE MARKET OUTLOOK & SECURED $220K IN PAPER GAINS."
Alvin & Yu Xuan
Decoupled & Own 2 Private Properties
"I recently did a decoupling and wanted to invest in a property under my wife's name. A family member recommended Marc. At our first meeting, he didn't try to sell us any projects. Instead, he took the time to discuss market trends so we understood the whole outlook. If you're looking for an honest agent, I definitely recommend Marc!"

"PROVEN BY RESULTS: WHY THE #42 RANKING MATTERS FOR YOUR PROPERTY GOALS"
"This isn't just a trophy on a shelf. Being ranked #42 out of thousands of agents is proof of one thing: The 'TheRightBuy' Framework works.
My clients don't come to me for 'luck' they come to me for certainty. This recognition is a direct result of helping HDB owners successfully navigate the 'Supply Tsunami' and migrate their wealth into safe, high-growth private assets.
When you work with a Top 50 producer, you aren't just getting an agent; youâre getting a proven system that has been tested and validated across hundreds of successful transactions. Thank you to my clients for trusting the data when it mattered most."

"MY TOP 21 RANKING IS PROOF OF ONE THING: MY CLIENTS' SUCCESS ALWAYS COMES FIRST."
"In a year where the market was full of confusion, my clients achieved clarity. Being recognized as a Top 21 Producer is a milestone, but the real 'win' is seeing HDB upgraders move into their dream homes with their savings intact.
This award is a testament to the honest, 'no-fluff' strategies we implement at TheRightBuy. Whether youâre looking for capital appreciation or a safe family sanctuary, I am committed to providing the same Top-Tier dedication that earned this ranking. Thank you for trusting me with your journey."
đ 100% Private. No "Hard Selling." Just Data.
Hi there, Iâm Marc!
As a full-time real estate agent, I've always been obsessed with the 'why' behind market shifts. While many see real estate as just transactions, I see it as the foundation of a family's financial legacy.
I'm proud to have helped over 100 families and investors find their footing in this market. But more importantly, Iâve seen the 'other side.'
Over the years, I have witnessed firsthand how making the right move can catapult a family's wealth and vice-versa, how choosing the wrong property at the wrong time can set a family back by a decade, wiping out years of hard-earned savings.
That is why I embarked on this mission. I centered TheRightBuy on one core principle: ensuring my clients don't just 'buy a house,' but strategically acquire assets that grow. Iâm here to help you make the best decision for your property matters with data, honesty, and a focus on your bottom line.

The $463k Profit Shortcut: The shocking new launch secret most investors overlook.. are you missing out on this fortune?
The $365k Mistake: 3 deadly traps HDB upgraders MUST dodge or risk losing life changing gains.
From Zero to $216k: How a first-timer cracked the code to skyrocket profits.. without any investing background.
The Freehold vs. 99-Year Trap: Which choice could secretly drain your profits? The simple truth every buyer must know.
New Launch vs. Resale Showdown: One packs profits, the other... risk. (You wonât believe which wins).
Family-Security Formula: The foolproof strategy that funds education and retirement with a single property.
Leverage Like a Pro: The game-changing financing hack first-timers are using to play like seasoned investors.
The $280k Investor Play: This overlooked demand factor supercharged a portfolio.. could it transform yours too?
These strategies are just the tip of the iceberg..
During our free phone call, weâll dive deeper into these insights and craft a Personalized Asset Roadmap tailored to your unique goals.
If youâre serious about maximizing potential six-figure gains, thereâs no better time to act.
This âwindow of opportunityâ is shifting fast as the 2026 supply draws closer, and hesitation could mean missing the peak of your HDB's value.
Click the button below to secure your session and claim your 2026 HDB Upgrader Blueprint before the remaining spots are gone.
đ 100% Private. No "Hard Selling." Just Data.
TICK-TOCKâŠ
THE 2026 TURNING POINT IS HERE.
If youâve been waiting for the "perfect" time to move, look around.
The market isn't waiting for you.
We are currently witnessing the most significant shift in Singapore property history.
The "waiting game" is over, and the window is slamming shut:
The Interest Rate Pivot: The sidelined buyers have officially flooded back into the market. You are no longer competing with a few families; you are competing with an avalanche of motivated capital.
The 33-Launch Surge: 2026 is the year of the "Supply-Proof" project. The 'early bird' pricing for the best entries is being snatched up in weeks, not months.
The HDB Supply Tsunami: As the massive wave of BTOs hits MOC this year, the resale market is getting crowded. Every month you wait, your HDB faces stiffer competition from newer, younger flats.
I only have a limited number of slots for these strategy calls because I personally analyze every case.
Once my calendar for the week is full, the link will be deactivated.
HEREâS WHAT TO DO NEXT đ
Alright, as I mentioned, this strategy call is completely free and has absolutely no strings attached.
Click the button below, and weâll schedule a time that works best for you to audit your property portfolio and map out your "Supply-Proof" exit.
MY 100% "NO-WASTE-OF-TIME" GUARANTEE
By the end of our call, youâll walk away with a clear, actionable roadmap tailored to your specific financial goals and HDB valuation.
Iâm a real estate agent, but Iâm not here to 'hard sell' you.
There will be no 'closing tactics' or pressure to sign anything on our call.
You will have more clarity on the 2026 market than 99% of other homeowners.
In fact, if you feel Iâve wasted even a minute of your afternoon, just let me know and Iâll send you a $20 GrabFood Voucher as a sincere apology.
That is how confident I am in the TheRightBuy framework.
đ 100% Private. No "Hard Selling." Just Data.
Thanks for taking the time to read this page, and I look forward to hearing from you soon!
Marc Ong
TheRightBuy
P.S.
Seriously⊠Whatâs holding you back?
Youâve come this far.. scrolling, reading, and absorbing every detail.
Because you know your current property path is at a crossroads.
You feel the market shifting, and you know the 2026 Supply Tsunami isn't just a headline..
It's a financial reality that will affect your HDB's value.
Taking that first step can feel uncertain.
But hereâs the truth.
Staying where you are might feel "safe," but in a shifting market, "safe" is often the most expensive choice you can make.
What if this one phone call gives you the exact data you need to secure your family's future?
No sales pitches, no pressure, just a clear "Asset Migration" plan tailored to your numbers.
P.P.S.
The "No-Brainer" Reminder: If you walk away now, you continue "guessing" while the market moves on without you.
If you book the call and find it's a waste of time, I pay for your lunch with a $20 GrabFood Voucher.
You have absolutely nothing to lose, and a six-figure gain to secure.
The decision is yours, but remember..
The "window of opportunity" doesn't stay open for long.
đ 100% Private. No "Hard Selling." Just Data.
FAQ?
Itâs specifically for HDB owners who feel their flat's value is stagnating and want to see if "Asset Migration" is possible. Whether you are a 4-room, 5-room, or Executive Apartment owner, weâll look at your numbers to see if you can move to a private property without straining your monthly cash flow.
Yes, 100% free. There is no "consultation fee" and no obligation to engage my services. My goal is to show you the data. If you see the value and want me to help you execute the plan, we can talk about that later. If not, we part as friends. And remember, if you feel I wasted your time, Iâm sending you that $20 GrabFood Voucher.
For many Singaporeans, the answer is Yes. By unlocking the "dead equity" sitting in your HDB and using CPF strategically, many families upgrade while keeping their cash reserves for emergencies. We will run your specific CPF and HDB valuation numbers during the call to confirm this for you.
This is exactly why you need this call. While the HDB resale market faces pressure from 100k new units, certain 'Supply-Proof' private developments are actually positioned to thrive. Iâll show you how to identify these "safe havens" so you aren't caught on the wrong side of the market shift.
Even better. The best time to plan an exit is 3 to 6 months before MOP. This allows us to "Map" the market so you can strike the moment you are eligible, rather than rushing and making a "panic buy" later.
No. We look at the entire market including Resale Condos and New Launches. My "TheRightBuy" framework is data-driven, if a resale unit in a specific district offers better capital protection than a new launch, that is what the data will show us.
Copyright © TheRightBuy 2026 by Marc Ong. All Rights Reserved.
Marc Ong (CEA Reg No: R061601C) | SRI PTD LTD (License No: L3010738A)
1 Kim Seng Promenade #17-10/12 Great World City West Tower, Singapore 237994
Disclaimer: This website is for informational purposes only and does not constitute financial or legal advice. Property investment involves risk, and past performance is not indicative of future results.
This is NOT a one-size-fits-all solution. Your CPF, outstanding loan, and HDB valuation are unique to you. To ensure your 'Asset Migration' plan is accurate, we need to customize it to your specific numbers.
During our 30-minute Strategy Call, we will cover:
The 2026 Market Pivot: Exactly how the 100k BTO supply wave affects your specific district.
Your 'Hidden' Equity: We'll calculate your potential cash proceeds and CPF usage without touching your life savings.
The 'TheRightBuy' Shortlist: The specific project types positioned to weather the supply tsunami and target a six-figure capital gain.
đ 100% Private. No "Hard Selling." Just Data.